Asset-Based Lending
Crowdz is able to enhance asset-based lending programs by supporting lending activity collateralized by portfolios of pooled receivables and related assets. We help minimize funding risks while maximizing the opportunity to receive your target annualized return.
With Crowdz, receivables and related underlying assets can be digitally inspected, filtered, and risk-rated, allowing you to construct a minimized-risk portfolio against which financed entities can draw down funds as needed even while indemnifying you from loss due to delayed or non-repayment.
Obligors and receivables are risk-rated individually, allowing financial entities to roll up books of receivables into an overall portfolio risk score that is far more likely to reflect true risk than those approaches assuming that every included receivable has the same risk profile.