“A number of solutions have emerged over the years to break down barriers to accessing financing. These tech-fuelled platforms enable minority business owners to access financing for a range of functions. Many are funded by peer-to-peer investors, and the chance of bias is eliminated because algorithms handle the risk assessment, not humans. Take the newly rolled-out Facebook Receivables Program, for example, which provides invoice financing up to $25 million to diverse and minority-owned suppliers via invoice financing platforms.”